«ATFBank» JSC (SB of «Jusan Bank» JSC)

founded in June 1995

«ATFBank» JSC (SB of «Jusan Bank» JSC)

History of ATFBank

ATFBank Joint Stock Company was founded in June 1995 when the National Bank of the Republic of Kazakhstan registered Almaty Trade -Finance Bank CJSC. In the same year ATFBank obtained General License from the National Bank of the Republic of Kazakhstan No.59 for conducting operations in tenge and foreign currency in accordance with the banking legislation of Kazakhstan. In 2001 Almaty Trade- Finance Bank Open Joint-Stock Company was registered and in June 2002 ATFBank - Open Joint-Stock Company. In October 2003 the Bank was re-registered as ATFBank JSC.



December 30, 2020. ATFBank has become a part of Jýsan finance group after execution of the contract on purchase by Jýsan Bank of 99.76% shares in ATFBank. New members of the Board of Directors chaired by Mr. Shigeo Katsu and new top management team headed by Mrs. Galiya Makhanova in the position of the Chairperson of the Management Board of ATFBank will from now on manage the bank. 

October 2020: ATFBank received the Data Integrity Award from Mastercard, having demonstrated the highest rate of compliance with the standards of high-quality payment service using cards among Kazakh banks in 2019.

August 2020: at the annual Asian Banking & Finance Retail Banking Awards 2020 initiated by Asian Banking and Finance Magazine, ATFBank was named “2020 Retail Bank of the Year in Kazakhstan”.

May 2020: The international rating agency Moody’s Investors Service has published an updated credit analysis of long-term ratings of ATFBank’s deposits in local and foreign currencies at ‘B2’ and affirmed a ‘stable’ outlook.

March 2020: The Bank launched a new online service for small businesses – ATFBUSINESS internet banking for sole entrepreneurs.

March 2020: ATFBank takes measures to support the clients in the context of the lockdown in the country so that to mitigate risks for its retail and business customers.

March 2020: Leading international rating agencies – S&P Global Ratings, Moody’s Investors Service, Fitch Ratings have affirmed ATFBank’s ratings with a ‘stable’ outlook.

January–February 2020: ATFBank, in partnership with the Republican Center for Assistance to Entrepreneurs, conducted an off-site business tour in support of regional business, making it possible for more than 35 thousand Kazakhstan businessmen to take part in free “On Finance and Taxes in Simple Language” one-and-a-half-month seminars.


In 2019 ATFBank improved its market positions by the main indicators. It is the 6th in the market by assets (+1 place, market share is now 5.2%) and the 5th by the loan portfolio (+1 place, market share is now 6.8%), it also remained the 6th by total deposit portfolio with 4.8% market share. 

Fitch Ratings assigned long-term issuer default rating in the foreign and local currency at B-/Outlook Stable and BB-(kaz)/ Outlook Stable;

Credit rating service of S&P Global Ratings confirmed Bank’s ratings at B-/B. National long-term rating was also confirmed at "kzBB".

Moody's Investors Service announced increase of long-term local and foreign-currency deposit rating from B3 to B2; 

In December 2019 the Bank held Partners’ Forum III for its SME clients. About 200 entrepreneurs from all over Kazakhstan and leading international and Kazakhstan business experts were participants of the Forum; 

Asiamoney international financial publication named ATFBank as Best Bank for SMEs in Best Banks Awards 2019;

In prestigious international Bank of the Year Awards 2019 by a prominent British publication The Banker, ATFBank won Bank of the Year in Kazakhstan award

ATFBank was declared best Kazakhstan bank in two nominations: “Best Retail Bank Kazakhstan 2019” and Best Private Bank Kazakhstan 2019 by International Business Magazine; 

The Bank implemented new Internet Banking ATF24 for its individual clients where it is now even easier to manage finance remotely; 

The Bank took part at International Сentral Asia SME Banking Club Conference 2019 for Central Asian countries where it presented its growth indicators in SME and key focuses in its development;  

The Bank won two awards at XV International PR-forum. Corporate magazine SQ (Service Quality) was recognized the “Best corporate magazine 2019” and PLATFORM magazine for the Bank’s SME clients got grand prize – best corporate publication.